Financial Management Solutions
CAIXA: RECURRING NET INCOME OF R$15.5 BILLION IN 2025, REPRESENTING YEAR-OVER-YEAR GROWTH OF 10.4%
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BRASÍLIA, Brazil, March 4, 2026 /PRNewswire/ -- CAIXA, Brazil's largest bank by number of clients, credit portfolio, and savings deposits, announces its consolidated results for the year 2025.
HIGHLIGHTS: | |
I. | Recurring Net Income of R$15.5 billion in 2025, up 10.4% YoY; |
II. | Accounting Net Income of R$16.1 billion in 2025, up 18.7% YoY; |
III. | Recurring ROE reached 10.7% as of Dec25, an increase of 0.3 p.p. over 12 months; |
IV. | Financial Margin reached R$66.8 billion in 2025, up 8.4% YoY; |
V. | CAIXA Assets totaled R$2.2 trillion as of Dec25, up 9.5% YoY; |
VI. | Total Loan portfolio reached a balance of R$1.378 trillion as of Dec25, up 11.5% YoY; |
VII. | Sustainable Finance Portfolio totaled R$867.5 billion as of Dec25, the largest in the market; |
VIII. | Total Loan Origination of R$690.2 billion in 2025, up 12.2% YoY; |
IX. | Mortgage Loan Portfolio balance of R$938.0 billion as of Dec25, up 13.0% YoY; |
X. | CAIXA holds a market share of 67.7% in the mortgage loan segment as of Dec25; |
XI. | Mortgage loan origination totaled R$246.4 billion in 2025, up 10.2% YoY; |
XII. | The Infrastructure and Sanitation loan portfolio reached a balance of R$110.2 billion as of Dec25, up 1.0% YoY; |
XIII. | Balance of R$111.7 billion in Payroll-deductible Loans as of Dec25, up 10.0% YoY and accounting for 73.5% of the individual commercial loan portfolio. CAIXA's market share in this product totaled 15.2%; |
XIV. | Balance of R$62.9 billion in Agribusiness Loans as of Dec25, up 0.6% YoY; |
XV. | Balance of R$1.902 trillion in Total Funding as of Dec25, up 10.0% YoY; |
XVI. | Balance of R$396.2 billion in savings deposits as of Dec25, up 2.8% compared to Dec24, reaching a 38.8% market share; |
XVII. | Delinquency Rate of 3.07% as of Dec25, up 1.09 p.p. YoY; |
XVIII. | Basel Ratio of 16.4% and Tier I Capital of 15.0% as of Dec25, remaining 4.9 p.p. and 5.5 p.p. above the minimum regulatory requirements, respectively. |
WEBCAST 4Q25: 03/05/2026, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/
4Q25 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/
Contact: Investor Relations, relacoes.investidores@caixa.gov.br
View original content:https://www.prnewswire.com/news-releases/caixa-recurring-net-income-of-r15-5-billion-in-2025--representing-year-over-year-growth-of-10-4-302704792.html
SOURCE CAIXA
Frequently Asked Questions
What were CAIXA's recurring net income and total assets in 2025?
CAIXA reported a recurring net income of R$15.5 billion in 2025, up 10.4% YoY, and total assets reached R$2.2 trillion as of December 2025, an increase of 9.5% YoY.
How did CAIXA's loan portfolio perform in 2025?
The total loan portfolio reached R$1.378 trillion as of December 2025, growing 11.5% YoY. Mortgage loans, in particular, saw a 13.0% increase, totaling R$938.0 billion.
What was CAIXA's market share in the mortgage loan segment?
As of December 2025, CAIXA held a significant market share of 67.7% in the mortgage loan segment in Brazil.
First published on Thu, Mar 5, 2026
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